Grademetric

Study Abroad Cost Calculator

Get a detailed breakdown of tuition, living expenses, and total cost in INR for studying in USA, UK, Canada, Australia, and Germany

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Country-wise Cost Comparison (2 Year Program)

CountryTuition/YearLiving/YearTotal (2 Years)In INRPost-Study Work
🇺🇸 United States$35,000$18,000$106,000₹87,98,0003 years (STEM OPT)
🇬🇧 United Kingdom£22,000£14,000£72,000₹75,60,0002 years
🇨🇦 CanadaCA$25,000CA$14,000CA$78,000₹48,36,0003 years (PGWP)
🇦🇺 AustraliaA$35,000A$20,000A$110,000₹59,40,0002-4 years
🇩🇪 Germany€500€12,000€25,000₹22,50,00018 months
🇮🇪 Ireland€20,000€13,000€66,000₹59,40,0002 years

Education Loan Options

🏦 SBI Student Loan

  • Up to ₹1.5 Crore
  • Interest: 9.15% onwards
  • Collateral required above ₹7.5L
  • Repayment after course + 6 months

🏦 HDFC Credila

  • Up to ₹1 Crore
  • Interest: 10.5% onwards
  • No collateral up to ₹40L
  • Quick disbursement

🌍 Prodigy Finance

  • No collateral required
  • No co-signer needed
  • Interest: 11-14%
  • For top 100 universities

🎓 MPOWER Financing

  • No cosigner/collateral
  • Up to $100,000
  • Fixed interest rates
  • USA & Canada only
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Frequently Asked Questions

How much does it cost to study in the USA?

The total cost for a 2-year Master's in the USA ranges from ₹40-80 lakhs, including tuition ($20,000-$60,000/year), living expenses ($12,000-$25,000/year), and one-time costs like visa and flights. Public universities are generally cheaper than private ones.

Which country is cheapest for international students?

Germany offers the most affordable option with free tuition at public universities. You only pay living expenses (€10,000-15,000/year) and a small semester fee. Other affordable options include France, Norway, and some programs in Canada.

Can I work while studying abroad?

Yes, most countries allow international students to work part-time. USA allows 20 hours/week during semesters, Australia allows 48 hours/fortnight, UK and Canada allow 20 hours/week. This can offset 20-40% of living expenses.

How much education loan can I get for studying abroad?

Indian banks offer education loans up to ₹1.5 crore for studying abroad. SBI, HDFC Credila, and Prodigy Finance are popular options. Interest rates range from 9-13% depending on the lender and collateral.

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